Are you looking for a home in Croatia or a real estate investment? If you are in search of a reliable partner who will make your vision a reality, you are in the right place. Real estate is our passion. We understand the challenges in this field and have the skills to tackle them effectively.
Read on and find out the crucial steps that await you in the purchase process and how we can help make that process easier.
How does real estate house sales work in Croatia, especially for foreigners?

Croatia’s real estate market is booming because there’s increasing demand for tourism and year-round living. Investors are looking for coastal properties, particularly in Dalmatia and Istria, because of their stable value and rental income potential. With Croatia’s inclusion in the Schengen Zone and euro adoption, owning a property in Croatia has never been easier for international investors.
It’s quite a straightforward process, especially with the right guidance. As an EU/EEA citizen, you’ll need an OIB (a personal identification number) and legal representation to ensure a clean title. Non-EU citizens may also buy property but must secure approval from the Ministry of Justice, a process simplified by experienced agents.
The sale process begins with assembling a purchase contract. Such a contract includes all the sale conditions that are before agreed on and must be certified by the notary public. The process culminates in registering the property in the land registry.
Keep in mind the taxes—3% of the total property price. However, if you’re buying a property directly from the investor (legal entity), who already paid the taxes (25%), you won’t have to pay taxes!
The process might seem simple on paper but there could be challenges with the bureaucratic system. Fortunately, experienced professionals in the real estate field, such as Sol Home agents, can help you navigate these obstacles easily.
What can real estate agencies in Croatia do for you?

Croatian real estate agencies, like Sol Home, offer a comprehensive suite of services:
- Property listings
They provide curated options tailored to your needs. Real estate agencies maintain a diverse portfolio of properties, catering to a wide range of preferences and budgets.
Whether you’re seeking a beachfront villa with panoramic Adriatic views, a charming stone house in Dalmatian villages, or a modern apartment in vibrant coastal cities like Zadar or Split, they’ll help you find it.
- Legal support
Agencies ensure all documents, permits, and legalities are in place. Navigating Croatian property laws, especially as a foreigner, can be daunting. Real estate agencies provide essential legal services to protect you from pitfalls such as unclear ownership, unpaid property taxes, or zoning issues.
Sol Home and similar agencies partner with lawyers specializing in property transactions. They can help you verify property titles, properly register in Croatia’s land registry, and facilitate essential documentation, like acquiring an OIB. They also guide non-EU buyers through the Ministry of Justice approval process.
- Market Insights
Real estate agencies offer expertise on Croatia’s real estate trends and help you make informed decisions. You’ll be the first to know about the best locations and investment opportunities, like smart homes with pools or proximity to marinas.
Assistance with renting out your home for passive income. This service is invaluable for investors who seek steady rental income but need help managing their property.
How to choose the best real estate agency in Croatia?

For a smooth buying experience, you have to find the right agency for your needs. The ideal agency should combine expertise, resources, and a customer-first approach. Here’s what to look for:
- Local expertise and a deep understanding of the market
Real estate markets vary greatly by location. An agency with local expertise understands the nuances of Croatia’s property laws, regional pricing trends, and hidden gems that may not be widely advertised. Without local expertise, you risk overpaying or overlooking factors like future development plans or seasonal demand fluctuations.
- Personalized service that respects your lifestyle
Agencies that tailor services for their clients ensure your time isn’t wasted on irrelevant listings and that the properties align with your goals.
- Strong network with access to the right professionals
The best real estate agencies don’t work alone. They have a network of reliable professionals, including lawyers, notaries, contractors, and property managers. All these people play an important role in your property transaction.
- Reputation and transparency
Agencies with positive client reviews and a proven track record indicate trustworthiness and professionalism. Transparency is equally important, as it prevents unexpected costs or legal issues later in the process. A reputable agency clearly communicates fees, terms, and property details upfront so you can feel confident in your decisions.
Real estate agency description - what sets Sol Home apart?
Regional nuances, such as location, legal frameworks, and seasonal trends, influence the Croatian real estate market. As an agency with local expertise, Sol Home can offer invaluable insights. We identify hotspots like Zadar and Šibenik region or quaint villages like Sveti Filip i Jakov, which blend tranquility with accessibility. We are focused on you, our customer. We will safely guide you through the process of finding and purchasing the property that is right for you.
Finally, whether you dream of a luxurious seaside villa or an investment property with high rental returns, we can make that dream a reality. Our expert team, extensive portfolio, and personalized service ensure a seamless experience from start to finish.
Ready to take the first step toward your Croatian dream? Contact Sol Home today, your best real estate agency in Croatia when it comes to coastal property. Let us help you navigate the journey to the perfect home!
Photo by Jakub Zerdzicki from Pexels, Scott Graham on Unsplash, fauxels: https://www.pexels.com/photo/photo-of-people-near-wooden-table-3184418/, Oleksandr Pidvalnyi from Pixabay.